Frequently Asked Questions

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No. To the contrary, a collection agency specializes in the collection of delinquent debt, whereas Unclaimed Advantage specializes in locating and helping individuals and businesses in retrieving funds that are rightfully theirs.   

We completely understand this impression and encounter it every day. We do not ask for any upfront fees. We are contacting you because we have already determined that you are the rightful owner of the unclaimed funds we have found. Plus we only get paid on a contingency basis once we expedite the claim on your behalf. So you have nothing to lose...and possibly so much to gain!     

This is not a random call. Unclaimed Advantage has already expended great effort to determine who is entitled to the funds we have found. It is definitely worth investing a few minutes of time on your part to get additional details. If you prefer, we can speak with a relative or a trusted friend or advisor. And we will never ask you to pay any upfront costs and/or out of pocket expenses. Please understand that in some cases if no action is taken your claim rights could expire.   

Funds are often held in estates, unclaimed insurance, eminent domain, condemnation files, etc. Once you have approved the agreement enlisting our assistance in retrieving the funds, we will communicate the location and the amount being held.

In most instances due to a name or address change of the rightful owner, incomplete information, and/or expiration of forwarding address by the time notification of the funds has been mailed so the person is not aware of their existence. Situations that can lead to assets going missing include divorce, relocation, death, job loss, a financial matter overlooked during a stressful time, a business hardship, or possibly a relative had investments, insurance policies, or bank accounts you had no idea about, but are entitled to.  

We research government agencies nationwide on a regular basis for unclaimed funds due to private citizens like you.   

We locate our clients via federal, state, county, public and private resources, including subscriptions to several proprietary databases. This makes up our greatest investment of time and resources.  

We provide partial payment upfront, and the balance once we retrieve the monies held. The time for the process to complete will usually average from 2 to 4 months after initiated. A more accurate estimate can be provided once we have received your correctly completed and executed recovery documents and information.   

We only contact individuals with a minimum gross amount of $10,000 being held for them.

Our offer is based on risk, time investment required, amount owed and cost to retrieve the held funds.  

We handle the recovery costs, including normal attorney fees and court costs. You are never billed for any of the expenses we incur while retrieving the funds, even if our efforts prove to be  unsuccessful.   

Often, we have a very short window of time to make claim. Certain monies/assets might be subject to a statute of limitation or a court imposed deadline. In some situations, if the time period to retrieve the unclaimed monies/assets has passed, they can no longer be recovered.  

Unclaimed Advantage’s agreement provides for the retrieval of the financial asset on a fee percentage basis contingent upon the successful recovery of your monies. We factor in what is required to document ownership, the risk we undertake relative to amount we must expend to prove ownership, the difficulty in recovering the funds, research, defending against fraudulent claims and attentiveness to the numerous other details to complete the recovery of the funds that are rightfully yours. 

To start the process, you will return our fully executed agreement including a notarized copy and limited power of attorney to Unclaimed Advantage. This will provide us with permission and authority to act on your behalf to request the release of the funds. From time to time, the agency holding the assets may request additional information and/or documentation. To get started, please call the number on the postcard we sent you or the one given when called. You may also contact us via email at inquire@unclaimedadvantage.com.   

The limited Power of Attorney specifies that it is valid for “one transaction only” and describes the specific actions that we may take to assist you in recovering your funds. 

Yes. However, the government agencies we research usually do not post these unclaimed accounts online. You may search state abandoned property sites or offices, but the monies we've located for you will not be found listed there. If you do decide to pursue the funds yourself, we suggest you consider hiring an attorney to assist with claiming the funds and navigating the legal hurdles.

Since most of the assets we locate aren't listed online, it will be difficult to find them without the assistance of an organization like ours. Remember that in most cases the agency holding them will retain the funds permanently if they go unclaimed after a specific length of time has elapsed. We believe this system is unfair and are determined to help the rightful owners claim these funds before they are lost to these government agencies forever. 

Each year in the United States, over $5 billion is escheated (permanently granted) to the states. Nationally, the total value of escheated property held by states is about $35-40 billion – less than half of which will ever be reunited with the rightful owners. Even more unclaimed property sits dormant at government agencies, counties, municipalities and other organizations. Some of these dollars are rightfully and legally yours! Don't leave your money on the table any longer...Get started reclaiming your share of those assets. Use your Unclaimed Advantage! And lets's go get it!